Regulated RetailPatient PaymentsRewardsProvider Solutions
Live Demos / QR Payment Flow
Interactive demo · sample data

Bank link to paid, in under a minute.

Card networks often won’t serve regulated categories like cannabis. XTAP gives each dispensary a branded, closed-loop wallet: funded once by bank link, then used by scanning a QR code at the counter.

Patient flow

Six steps, one wallet.

The example is a white-label dispensary wallet, “GreenLeaf”, powered by XTAP.

9:41
XTAPStep 1 of 6
Link your bank

GreenLeaf Dispensary uses XTAP for fast, secure QR payments. Connect a bank to fund your wallet.

Search for your bank
Checking •••• 6789
Bank-level encryption · XTAP never stores your login
XTAPStep 2 of 6
Your wallet is ready

A GreenLeaf wallet powered by XTAP has been created for you.

XTAP
GREENLEAF WALLET
$0.00
Available balance
Wallet ID · GL-4821-7735
Linked bankChecking •••• 6789
RewardsXTAP Rewards active
XTAPStep 3 of 6
Add funds

Load your wallet once by ACH. Use it every visit.

$100
Checking •••• 6789 · ACH
GreenLeaf Wallet
XTAPStep 4 of 6
Wallet funded

$100.00 is available now — no waiting.

XTAP
GREENLEAF WALLET
$100.00
Available balance
Wallet ID · GL-4821-7735
XTAPStep 5 of 6
GreenLeaf DispensaryOrder #1582 · XTAP merchant
$53.50

Paying from GreenLeaf Wallet · $100.00

XTAPStep 6 of 6
Payment complete

Paid to GreenLeaf Dispensary

$53.50
Subtotal$50.00
Tax$3.50
Order#1582
Remaining balance$46.50
Rewards earned+50 pts
At the dispensary

The provider side.

  • Generate a charge and show a QR at the register
  • Manage sales, settlements and exports in the provider portal
  • Settle T+2, or pay out instantly when needed
  • Keep your own brand, wallet and loyalty data
Try the provider portal

Tip: click the phone or use the arrows to step through the flow. Sample data only.

Why closed-loop

Built for categories where card networks don’t reach.

The gap

  • No card acceptance at checkout
  • Cash handling, counting and slower lines
  • No data and no repeat-visit engine

The XTAP answer

  • One branded wallet, funded by ACH or bank link
  • QR checkout at the counter
  • Rewards across participating dispensaries

For the dispensary

  • Provider portal and program admin
  • Settlement and reporting built in
  • Rewards in the XTAP patient app
Compliant by design

Verified before go-live.

  • Verified onboardingLicence, ownership and KYC/KYB checks on a 12-step path from application to go-live.
  • Settlement built inT+2 settlement, or instant payout when needed, with exports in the portal.
  • Your brand, your dataYour wallet, your loyalty program, your patient data.

Programs operate subject to applicable state and federal regulations.

XTAP counter display: Scan to Pay, Earn Rewards QR code
XTAP

See the rest of the platform.

Try the patient app, the provider portal and the program admin dashboard.