Bank link to paid, in under a minute.
Card networks often won’t serve regulated categories like cannabis. XTAP gives each dispensary a branded, closed-loop wallet: funded once by bank link, then used by scanning a QR code at the counter.
Six steps, one wallet.
The example is a white-label dispensary wallet, “GreenLeaf”, powered by XTAP.
Step 1 of 6GreenLeaf Dispensary uses XTAP for fast, secure QR payments. Connect a bank to fund your wallet.
Step 2 of 6A GreenLeaf wallet powered by XTAP has been created for you.

Step 3 of 6Load your wallet once by ACH. Use it every visit.
Step 4 of 6$100.00 is available now — no waiting.

Step 5 of 6
Paying from GreenLeaf Wallet · $100.00
Step 6 of 6Paid to GreenLeaf Dispensary
The provider side.
- Generate a charge and show a QR at the register
- Manage sales, settlements and exports in the provider portal
- Settle T+2, or pay out instantly when needed
- Keep your own brand, wallet and loyalty data
Tip: click the phone or use the arrows to step through the flow. Sample data only.
Built for categories where card networks don’t reach.
The gap
- No card acceptance at checkout
- Cash handling, counting and slower lines
- No data and no repeat-visit engine
The XTAP answer
- One branded wallet, funded by ACH or bank link
- QR checkout at the counter
- Rewards across participating dispensaries
For the dispensary
- Provider portal and program admin
- Settlement and reporting built in
- Rewards in the XTAP patient app
Verified before go-live.
- Verified onboardingLicence, ownership and KYC/KYB checks on a 12-step path from application to go-live.
- Settlement built inT+2 settlement, or instant payout when needed, with exports in the portal.
- Your brand, your dataYour wallet, your loyalty program, your patient data.
Programs operate subject to applicable state and federal regulations.
See the rest of the platform.
Try the patient app, the provider portal and the program admin dashboard.